1、境外存款为什么利率要比本国的高？风险出在哪儿？是银行么？2、banker'S acceptance 风险也是银行么？怕银行倒了不给承兑？

老师，最下面为什么×increased bps就能得net interest income，有点没明白谢谢

老师，十个报告的内容麻烦发一下

Liquidity risk measures used during normal times (not stressed circumstances) are a baseline for developing EWIs.为什么不能是stress time呢？

请问老师个人客户里rate paid,direct control escrow,小微企业中value added produnt usage,branch usage frequency,rate paid怎么理解?

老师，解析里这句话Investment companies have been focusing on limits on notionals怎么理解呢？

解析是（400万美元/1000万美元），视频讲额是相减

老师，这道题他说在经济衰退期政府债要比垃圾债表现的好，既然他说在经济衰退期垃圾债收益率7.4%，那也就是政府债的收益要比这个7.4%还高？？可能吗

老师好，这里的DD，谁去调研谁啊

D选项后半句怎么理解and credit availability associated with borrowing liquidity.