你好老师，离职后，凭自己回忆的前公司的模型在新公司使用是不是不算违反？

不太理解 A都是前任了 还会不独立吗

经营租赁不是资产负债都按摊余成本摊销吗 为啥c讲的直线法 是说利息费用每年金额一样吗

mass affluent是到2million吗？

第三问考的是哪个考点

用别人的research不是应该要引用吗

模考还有个类似的题 说一旦符合十年了 就至少要展示十年 就是5年和十年的要求都有

哈啰 q3怎么推导的

违反额外报酬的前提也要有业务有冲突是吗

Monroe is retired and has $4.2 million of financial assets. One of Monroe's goals is to fund expected nominal expenditures of $120,000 in each of the next three years at a 95% required probability of success. Thompson suggests using a goals-based approach to construct a portfolio that meets this goal. She identifies a set of three available optimized sub-portfolio modules, as shown in Exhibit 1. She assumes that each year's expenditures will be a single year-end cash outflow.老师，为什么这题只需要考虑95%的收益，不需要考虑期望收益和波动率？这个是考哪个知识点呢？