请问老师，bootstrip这个方法怎么在实践中应用，比如已经隔夜par rate如何推导出discount factor和spot rate，谢谢！

融资租赁的cfo比经营租赁的cfo要少，但为什么老师说是融资租赁下的cfo来得高呢？

老师，这张图里面的知识点是想说明什么呢？怎么用呢?没看明白，特别是callable and putable convertible bond value, 这个拐得有点弯了，不知道有什么用呢？现实生活中也会用到吗？麻烦老师解释一下。

老师好 请问书后题里显示“interest expense is tax-deductible”是什么意思呢

老师，原版书课后题P288 第28题答案，AI bond interest rate shifts down by 30bps, 为什么后来计算PV-时，所有interest rate 要加上 30bps，不是应该减掉30 bps吗？谢谢老师

03.单选题 已收藏 标记 纠错 According to the following statements about auto loan Receivable-backed securities, which statement is not correct? A A subprime loan is one granted to borrowers with higher credit quality. B The purpose of a reserve account is to provide internal credit enhancement. C Overcollateralization means that the aggregate principle balance of the automobile loan contracts exceeds the principle balance of the notes. 查看解析 上一题 下一题 正确答案A 您的答案A本题平均正确率：69% Non-mortgage asset-backed securities难度：一般 推荐：      答案解析 A subprime loan is one granted to borrowers with lower credit quality. 问：C这句话怎么翻译，怎么理解？ 我对过度抵押的理解是，我买了一辆车50w，抵押了我家的房子500w，但是和C应该没关系?C在说什么 请问？

老师 这个OCI里除了4+2之外，还会额外加上NI 在里面吗？

老师好，请问OCI是在哪个会计报表里显示？

老师好，请问这个公式是上课讲的，如果正确为什么还要减去cash，按理说total capital＝ equity+ debt , 即去掉非付息债务的debt.

01.单选题 已收藏 标记 纠错 The collateral for credit card receivable-backed securities are: A non-amortizing loans. B full-amortizing loans C mortgage-backed loans 查看解析 下一题 正确答案A 您的答案A本题平均正确率：79% Non-mortgage asset-backed securities难度：一般 推荐：      答案解析 The collateral for auto loan-backed securities are loans that fully amortize, however the collateral for credit card receivable-backed securities are non-amortizing loans. Auto loan-backed securities’ principle is distributed to the bond classes each month, and the amount of the outstanding pool balance declines over time. 问：这里说的 信用卡摊销 究竟是什么意思？ 比如：我信用卡额度1w 这个月刷了5000，我可以一次性 还清5000，也可以分期还款。请问这里说的摊销指什么，没有搞清楚在说哪一方