请问 永续年金的 i 是一定要年化的利率吗？还是任何期间利率就可以 然后PMT也对应期间金额

这里说的分配资金具体指的是什么意思，可以通俗的说一下吗

是不是考试中不会出现直接用do除以r减g的情况

这道题考点是在哪里？完全听不懂，老师可以在讲一下下吗

When a client asks her how she makes investment decisions, Petra Vogler, CFA, tells the client she uses mosaic theory. According to Vogler, the theory involves analyzing public and nonmaterial nonpublic information including the evaluation of statements made to her by company insiders in one-on-one meetings where management discusses new earnings projections not known to the public. Vogler also gathers general industry information from industry experts she has contacted. Vogler violates the CFA Institute Standards of Professional Conduct because of her use of:请问付费专家报告这个属于马赛克理论里面哪个象限的信息?有可能非重大或重大，也有可能非公开或者公开，不能具体划分吗

老师，GAAP下为什么Asset 和liability都是等额的数字变化呀？正常Asset端-683（depreciation）liability不应该没变化吗？只是IS中会计入depreciation expense而已?

多问一句,如果国债定价不准确,那么通过 DCF 其实也可以计算出来 r,这个 r 只能算是一个内部回报率IRR/收益率,但并不能作为市场的无风险利率是吗?

Simon Jensen, CFA, a portfolio manager, participates in an IPO of PT Tech. Jensen prorates the oversubscribed issue on an odd-lot basis to suitable clients. After the successful IPO, his colleague Todd Durkny, a CFA candidate, initiates coverage of PT Tech and sends her "buy" recommendation to all clients by email. She then calls her premium fee-paying clients to discuss PT Tech in-depth. Whose actions are consistent with the Standards?请问这里Jensen违反准则的原因是因为做了零数交易，而没有以最小交易单位交易吗？谢谢。

callable在上一章老师意思是对发行方有利,那么这里如果加了,岂不是对投资者更不利,那投资者为什么会去买呢

问下老师,这里说的是固定收益,债券的知识,那么在这章中说到的短期和长期中,包含的银行存货,大额存单,银行间借款,回购,向银行借款,抵押无抵押借贷,都是与债券和固定收益吗?