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CFA二级
包含CFA二级传统在线课程、通关课程及试题相关提问答疑；
请问该如何理解notes中关于insurance company earnings的这段话？The underwriting loss ratio measures the relative efficiency of the company’s underwriting standards (whether the policies are priced appropriately relative to risks borne), while the expense ratio measures the efficiency of the company’s operations. underwriting loss ratio不包含underwriting项，却能衡量underwriting的质量；而expense ratio中包含underwriting expense，却是用来衡量公司operation的效率？
已回答请问该如何理解notes中关于insurance company earnings的这段话？The underwriting loss ratio measures the relative efficiency of the company’s underwriting standards (whether the policies are priced appropriately relative to risks borne), while the expense ratio measures the efficiency of the company’s operations. underwriting loss ratio不包含underwriting项，却能衡量underwriting的质量；而expense ratio中包含underwriting expense，却是用来衡量公司operation的效率？
已回答请问该如何理解notes中关于insurance company earnings的这段话？The underwriting loss ratio measures the relative efficiency of the company’s underwriting standards (whether the policies are priced appropriately relative to risks borne), while the expense ratio measures the efficiency of the company’s operations. underwriting loss ratio不包含underwriting项，却能衡量underwriting的质量；而expense ratio中包含underwriting expense，却是用来衡量公司operation的效率？
已回答请问该如何理解notes中关于insurance company earnings的这段话：“The underwriting loss ratio measures the relative efficiency of the company’s underwriting standards (whether the policies are priced appropriately relative to risks borne), while the expense ratio measures the efficiency of the company’s operations.”？ 为何underwriting loss ratio中没有包含underwriting项，却能衡量underwriting的质量呢？而expense ratio中包含underwriting费用，却用来衡量公司经营效率呢？
已回答
精品问答
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- BG检验就是T检验吗？如果理解错误的话 T检验是什么？
- Q3：解析里面Team Purple’s conclusion (the externalities associated with human capital is the most important determinant in predicting the occurence of convergence) implies that the production function is a straight line, and is compatible with non-convergence.这段话中 externalities associated with human capital具体是什么？怎么得到the production function is a straight line这个结论呢？
- Growth due to capital deepening 是αΔK/K还是ΔK/K
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- 请老师讲解一下这个题目
- 老师，第二题可以在解释一下原理吗？
- 老师，第三题答案的意思是：1.因为宽松的货币政策，导致加元利率下跌，导致加元贬值？2.但是，如果利率下跌，也就是分母上的百分比下降，不是会导致价格上升吗？。3.从而短期看是depreciation，但是长期来看，会回归到均值，所以是appreciation？
