185***432021-05-06 16:26:11

同学你好，二级资本与一级资本的占比要达到一半对一半，一级资本包括common stock,retained earnings,non-redeemable,noncumulative,preferred stock，二级资本包含unrealized gains,cumulative preferred stock,and loan loss reserves，三级资本包含short-term subordinated debt。I的tier1是45%，tier2是50%，达不到50%/50%；II的tier1是50%，tier2是50%，满足；III的tier1是35%，tier2是50%，达不到50%/50%；IV的tier1是50%，tier2是50%，满足，所以选C