王同学2020-10-24 21:40:28
P128, please kindly explain:- for the example part c, The last past, (140M*0.1) +(140M-135); could this part interpreted as potential outstanding - actual outstanding? If not, how to interpret this part. Thanks
回答(1)
Cindy2020-10-27 15:17:13
同学你好,(140M*0.1) +(140M-135)
原先的贷款是135,现在增加到了140,所以多出来的5M,我们是需要准备金的,并且这140的贷款,我们预计未来还会增长10%,也就是还会增长140*10%=14M,这14M也是要准备金的,这是上面的式子的意思
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