幸同学2022-04-17 20:21:47

Prepayment risk is associated with declining interest rates on a pool of residential mortgages. The percentage of the pool that is paying on time in relation to those who are delaying payments is known as the delinquency measure. The PSA prepayment benchmark assumes that the monthly prepayment rate for a mortgage pool increases as it ages. Severity, default, and delinquency measures are all important credit risk measures for a pool of mortgages 老师可以帮我翻译一下吗，这个地方上课在哪讲过啊，我记得老师就在住房抵押贷款的地方简单提过一下，为什么提前偿付会有风险呢，提前还钱不是挺好吗