倪同学2023-04-16 16:31:51
老师好!想再确认一下,对于投资期限比较长的股票投资,其应放在TEA中还是Taxable中?按照Jcy老师的课程讲解,TDA似乎不可能是最优解,因为投资期限长的股票投资,最终一旦退出,tax withdraw税率会比较高。那么TEA和Taxable两者该如何比较呢?
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Johnny2023-04-18 16:33:07
同学你好,原版教材描述如下:
While it suggests that taxable bonds should be held in a tax-exempt account and that equities (given the preferential tax rate applied to capital gains) should be held in the taxable account, investors with a long investment horizon or that have higher turnover equity strategies may find that putting equities in the tax-exempt account results in better after-tax returns.
课税债券应该放在TEA中,股票放在taxable account中。如果投资者的投资期限很长,或者他的股票投资周转率会很高,那么就应该把股票放在TEA中。那根据官方结论,投资期限长的股票应该放在TEA中
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