loveshihongyu2021-11-13 08:36:35
老师您好,我怎么觉得retirement goal的risk tolerance是lower呢?我是这样写的The risk tolerance for Cree’s retirement goal should be lower, because the retirement goal is top prior. In addition, he is very concerned about medical expense in his retirement life, which is unanticipated about the cost and timing. So, he assumes lower risk for his retirement goal. 但是答案是写的risk tolerance of retirement是higher。 我在想是不是都是对的,就看怎么解释。谢谢
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Chris Lan2021-11-16 15:47:19
同学你好
现行考纲中,主要从time hirizon角度来评估RT。退休目标还有很长时间,那他的risk tolerance就是higher的,因为可以接受短期的损失。你这里表述只要和这个结论不同那一定是错的。
以这个目标的time hirizon为准来判断,如果这个人还有2年就要退休了,那这个时候RT就是lower了。
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