袁同学2020-11-04 12:11:47

【2012年Q2 A问】如果taxable 账户和 tax-exempt的账户都出现了亏损，如果加大投资在taxable 账户，则taxable 账户的税后收益更高，同时investment risk 更低，政府也同样承担了部分风险； 答案说：Alonso’s after-tax return would have been greater than or equal to his actual return, if a greater proportion of his investments had been in taxable accounts. This is because he can use losses to offset other income or realized gains. 我的问题：如果加大比例在tax-able 账户，确实前面的损失可以抵扣一部分relaized gian，但是在相同的收益情况下，tax-exempt账户是不收税的，那么其实为什么就一定可以得出tax-able 账户的税后价值就一定高于或者等于tax-exempt？