米同学2020-07-12 15:00:42
老师关于使用pension plan去避免probate,pension plan是如何发挥作用的?希望您帮我解释一下哈,笔记上没有具体的解释。
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Chris Lan2020-07-13 09:46:58
同学你好
我查了一下原版书,书上这块只是一笔带过,并没有具体说明,只有原则性的一句话。
Some individuals may wish to avoid probate. Court fees may be sizable, and the process can cause a delay in the transfer of assets to intended beneficiaries. A will can be challenged, and its contents are often a matter of public record, which may concern some wealthy families as it can cause embarrassment or divulge sensitive financial information. Moreover, many problems can arise in probate when multiple jurisdictions are involved. In some instances, probate can be avoided or its impact limited by holding assets in other forms of ownership, such as joint ownership (e.g., joint tenancy with right of survivorship), living trusts, or retirement plans. Through these structures, ownership of property is transferred to beneficiaries without the need for a will and hence the probate process can be avoided or substantially reduced.
就是这最后一句,所有权无需遗嘱就转移给受益人。
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