189****93572022-08-24 15:38:43
同样的一笔先付年金,不是说最后的FV就是应该相等的吗,如果最后的FV相等,那先付年金的PV就应该比后付的PV少一个(1+r)啊。按照B选项去算,最后FV就不一样了啊。
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Evian, CFA2022-08-24 20:29:55
ヾ(◍°∇°◍)ノ゙你好同学,
At a 5% interest rate per year compounded annually, the present value (PV) of a 10-year ordinary annuity with annual payments of $2,000 is $15,443.47. The PV of a 10-year annuity due with the same interest rate and payments is closest to:
$14,708.
$16,216.
$17,443.
【END】N=10,I/Y=5,PMT=2,000,FV=0, CPT PV=-15,443.47
【BGN】N=10,I/Y=5,PMT=2,000,FV=0, CPT PV=-16,216=B=-15,443.47x1.05
【END】N=10,I/Y=5,PMT=2,000,PV=0, CPT PV=-25,155.78
【BGN】N=10,I/Y=5,PMT=2,000,PV=0, CPT PV=-26,413.57=-25,155.78x1.05
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