温同学2020-08-04 22:04:08
A is correct. In a securitization, the special purpose entity (SPE) is the special legal entity responsible for the issuance of the asset- backed securities. The servicer, not the SPE, is responsible for both the collection of payments from the borrowers and the recovery of underlying assets if the borrowers default on their loans. 请问答案描述的servicer是否就是depositor(也就是卖出债务的银行呢?)
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Danyi2020-08-05 16:24:00
同学你好,
是的,可以这么理解,不过servicer也可以是代理的第三方,也就是银行找的代理。
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